About

Most businesses require equipment in order to operate and, in many cases, make a profit. Equipment leasing and financing help all types and sizes of commercial businesses in the U.S. to acquire the equipment they need to conduct their business operations. Each business has to make the best procurement choice based on numerous factors such as cash flow, balance sheet impact and available credit lines. Equipment finance offers flexible choices that can work with the diverse objectives of most businesses.

Equipment Finance Supports the U.S. Economy

• Equipment finance not only contributes to businesses' success, but to U.S. economic growth, manufacturing and jobs.
• Equipment leasing and financing help all types and sizes of commercial businesses in the United States to acquire the equipment they need to conduct their business operations.
• Nearly 8 in 10 businesses use at least one form of financing (excluding credit cards) to acquire equipment.¹
• In 2021, leasing was the most common financing method (used by 26%); 19% used secured loans and 17% used lines of credit.¹

Facts About Industry Sectors

Discover equipment finance statistics and facts for 10 equipment sectors in a series of fact sheets.